← All questionsGS2 · 2017 · Social Justice ·SHGs and Withdrawal of the State
QUESTION 16
GS2
15 marks

“The emergence of the Self-Help Groups (SHGs) in contemporary times points to the slow but steady withdrawal of the State from developmental activities.” Examine the role of the SHGs in developmental activities and the measures taken by the Government of India to promote the SHGs.

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11 min
250 words

What the examiner wants

Examine SHGs' role in development, test the 'state withdrawal' claim, and list government support measures.

ExamineGo into the details, test each point against evidence, and conclude on what it shows.

Demand-wise check

  1. 1Role: credit access, women's empowerment, livelihoods, social issues (alcohol, health), delivery of services (Kudumbashree)≈50 words
  2. 2On the statement: SHGs complement rather than replace the state; the state funds, trains and links them to banks≈50 words
  3. 3Government measures: NABARD SHG–Bank Linkage (1992), DAY-NRLM (2011), interest subvention, Lakhpati Didi, NRLM Start-up Village Entrepreneurship Programme≈50 words
  4. 4Challenges: dependency, elite capture, low market access≈50 words

Open in about 30 words and close in about 30.

Answer plan

SHG rolesEvaluate statementGovernment measuresChallengesConclusion

Where marks usually go

  • Agreeing with the statement without examining it
  • Not listing government measures

Draw this

  • Flow: SHG → village organisation → cluster federation → bank linkage

Value addition

  • DataOver 10 crore women are mobilised into about 90 lakh SHGs under DAY-NRLM.Ministry of Rural Development
  • ExampleKudumbashree (Kerala, 1998) links SHGs with local governments for poverty eradication.Government of Kerala

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