MAINS 2014
GS2
12.5 marks
The penetration of Self Help Groups in rural areas in promoting participation in development programmes is facing socio-cultural hurdles. Examine.
WRITE IN
9 min
200 words
What the examiner wants
Examine the socio-cultural barriers limiting SHGs in rural development participation.
ExamineGo into the details, test each point against evidence, and conclude on what it shows.
Demand-wise check
- 1Patriarchy: restricted mobility, male control over loans, women as fronts≈35 words
- 2Caste and class: mixed groups break down, elite capture, exclusion of poorest and Dalit women≈35 words
- 3Low literacy and financial literacy, dependence on facilitators≈35 words
- 4Regional variation: strong in South (Kerala, AP), weak in North/North-East; solutions: federations, training, convergence with Panchayats≈35 words
Open in about 30 words and close in about 30.
Answer plan
SHG roleEach hurdle with exampleRegional contrastRemediesConclusion
Where marks usually go
- Writing economic problems (credit, markets) when the question asks socio-cultural
- Not showing regional variation
Draw this
- Map or bar showing SHG concentration in southern states
Value addition
- SchemeSHG-Bank Linkage Programme started by NABARD in 1992; DAY-NRLM (2011) has mobilised about 10 crore women into about 90 lakh SHGs.NABARD; MoRD
- ExampleKerala's Kudumbashree (1998) works through Panchayats, showing how linking SHGs to local government overcomes barriers.Government of Kerala
Mapped topper copies
Reviewed public-source references related to this PYQ. Same-syllabus references are labelled separately.
- Aditya Srivastava · AIR 1 · Page 15 ↗Same syllabus reference
- Shakti Dubey · AIR 1 · Page 11 ↗Same syllabus reference
- Shakti Dubey · AIR 1 · Page 38 ↗Same syllabus reference
- Aditya Srivastava · AIR 1 · Page 5 ↗Same syllabus reference
Links open original public sources. MainsBuddy does not host these answer sheets.
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